Fredrica Ngutonua
Fredrica Ngutonua

A 12-year journey in retirement consultancy

Dedication, passion and career wisdom
Ngutonua shares her experience as a long-serving employee at Alexforbes.
Wetumwene Shikage
Associate consultant at Alexforbes, Fredrica Ngutonua shares her experience as one of the long-serving employees at the company.

Working for a single company for over a decade is a rare feat today. Yet, she said her connection to the organisation goes far beyond a mere employment agreement.

“It is an unwavering commitment to my passion and purpose,” she said.

‘I’ve been a part of Alexforbes for approximately 12 years. I began as an assistant consultant and gradually climbed the ranks to become an associate consultant."

She added that the the journey has been a rewarding one, marked by continuous growth and learning.

"When I’m asked why I’ve stayed with the company for so long, I usually answer: 'I have a passion for the brand and love assisting members in understanding the importance of retirement savings and its benefits’. The desire to make a positive impact has been the driving force behind my long-standing commitment," she said.



A place where employees thrive

"A place where everyone’s unique perspectives and experience are valued – this is what I love most about our workplace. The inclusive culture fosters diversity, creativity and collaboration, making it a place where employees can thrive," Ngutonua said about Alexforbes.

To excel as a financial consultant, she highlighted the following key principles: "Keep learning to stay updated and offer the best advice. Focus on your clients, build trust and understand their financial needs. Always act with integrity to maintain trust. Be an expert in financial planning, like retirement and risk management. Understand risk, both in financial markets and for your clients, to provide advice that matches their goals and risk tolerance".



Motivation at work

Her motivation is that she makes a positive impact in her clients’ life when they retire, adding that knowing that her work plays a part in securing the financial future of individuals is a powerful motivator.

"To tackle challenges in financial consulting, remember three things: Keep learning to stay updated, communicate clearly with your clients, and be flexible and creative when solving problems," she advised.

She added that if there’s one thing she could improve, it would be to introduce financial literacy and the importance of retirement savings in secondary schools.

Financial education from a young age can have a lasting impact on an individual’s financial decisions, she said.



Roles and responsibilities

"As a financial consultant, my role is to help clients make sound financial decisions for a secure future. Dealing with a wide range of clients in this job is exciting – it involves creative thinking, simplifying financial terms and assisting clients with their financial needs," Ngutonua said.

Building trust is crucial in this profession, she added, "as success is built on trust. The more I understand a client, the more valuable it is because they share crucial information that’s needed for comprehensive financial advice".

When asked what advice she would offer to Namibian youth, she had a few gems to share.

"Choose subjects according to what you love. My job is more suitable for those who love working and helping people. Never underestimate your God-given gifts and talents, as they enable you to dream big. Always have a vision for your life, for when there’s a vision, God provides".

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Namibian Sun 2024-07-17

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Currie Cup: NovaVit Griffons 10 vs 52 Vodacom Bulls Rugby World Cup U20: New Zealand U20 31 vs 55 France U20 | Australia U20 36 vs 29 Wales U20 | England U20 31 vs 20 Ireland U20 | Georgia U20 40 vs 36 Fiji U20 | Argentina U20 34 vs 24 South Africa U20 | Italy U20 28 vs 15 Spain U20 Katima Mulilo: 12° | 32° Rundu: 12° | 33° Eenhana: 11° | 33° Oshakati: 11° | 31° Ruacana: 14° | 31° Tsumeb: 15° | 29° Otjiwarongo: 9° | 28° Omaruru: 9° | 27° Windhoek: 8° | 23° Gobabis: 10° | 28° Henties Bay: 11° | 17° Wind speed: 18km/h, Wind direction: S, Low tide: 06:18, High tide: 12:50, Low Tide: 18:28, High tide: 00:54 Swakopmund: 13° | 15° Wind speed: 23km/h, Wind direction: SW, Low tide: 06:16, High tide: 12:48, Low Tide: 18:26, High tide: 00:52 Walvis Bay: 11° | 20° Wind speed: 28km/h, Wind direction: SW, Low tide: 06:16, High tide: 12:47, Low Tide: 18:26, High tide: 00:51 Rehoboth: 9° | 25° Mariental: 9° | 26° Keetmanshoop: 9° | 23° Aranos: 9° | 27° Lüderitz: 10° | 18° Ariamsvlei: 9° | 21° Oranjemund: 10° | 18° Luanda: 20° | 22° Gaborone: 11° | 28° Lubumbashi: 12° | 29° Mbabane: 12° | 28° Maseru: 5° | 21° Antananarivo: 8° | 24° Lilongwe: 15° | 27° Maputo: 16° | 32° Windhoek: 8° | 23° Cape Town: 11° | 14° Durban: 14° | 27° Johannesburg: 12° | 22° Dar es Salaam: 21° | 29° Lusaka: 15° | 28° Harare: 13° | 27° Currency: GBP to NAD 23.61 | EUR to NAD 19.85 | CNY to NAD 2.5 | USD to NAD 18.16 | DZD to NAD 0.13 | AOA to NAD 0.02 | BWP to NAD 1.3 | EGP to NAD 0.37 | KES to NAD 0.14 | NGN to NAD 0.01 | ZMW to NAD 0.69 | ZWL to NAD 0.04 | BRL to NAD 3.31 | RUB to NAD 0.21 | INR to NAD 0.22 | USD to DZD 133.77 | USD to AOA 872.64 | USD to BWP 13.49 | USD to EGP 48.15 | USD to KES 129.48 | USD to NGN 1555 | USD to ZAR 18.16 | USD to ZMW 26.05 | USD to ZWL 321 | Stock Exchange: JSE All Share Index Same 0 | Namibian Stock Exchange (NSX) Overall Index 1783.48 Down -2.4% | Casablanca Stock Exchange (CSE) MASI 13456.34 Up +0.17% | Egyptian Exchange (EGX) 30 Index 27828.92 Down -0.44% | Botswana Stock Exchange (BSE) DCI 9380.4 Same 0 | NSX: MTC 7.75 SAME | Anirep 8.99 SAME | Capricorn Investment group 17.34 SAME | FirstRand Namibia Ltd 49 DOWN 0.50% | Letshego Holdings (Namibia) Ltd 4.1 UP 2.50% | Namibia Asset Management Ltd 0.7 SAME | Namibia Breweries Ltd 31.49 UP 0.03% | Nictus Holdings - Nam 2.22 SAME | Oryx Properties Ltd 12.1 UP 1.70% | Paratus Namibia Holdings 11.99 SAME | SBN Holdings 8.45 SAME | Trustco Group Holdings Ltd 0.48 SAME | B2Gold Corporation 47.34 DOWN 1.50% | Local Index closed 677.62 UP 0.12% | Overall Index closed 1534.6 DOWN 0.05% | Osino Resources Corp 19.47 DOWN 2.41% | Commodities: Gold US$ 2 477.21/OZ UP +0.36% | Copper US$ 4.43/lb DOWN -0.0057 | Zinc US$ 2 885.30/T DOWN -0.6% | Brent Crude Oil US$ 84.99/BBP UP +0.97% | Platinum US$ 1 011.54/OZ UP +0.89% Sport results: Currie Cup: NovaVit Griffons 10 vs 52 Vodacom Bulls Rugby World Cup U20: New Zealand U20 31 vs 55 France U20 | Australia U20 36 vs 29 Wales U20 | England U20 31 vs 20 Ireland U20 | Georgia U20 40 vs 36 Fiji U20 | Argentina U20 34 vs 24 South Africa U20 | Italy U20 28 vs 15 Spain U20 Weather: Katima Mulilo: 12° | 32° Rundu: 12° | 33° Eenhana: 11° | 33° Oshakati: 11° | 31° Ruacana: 14° | 31° Tsumeb: 15° | 29° Otjiwarongo: 9° | 28° Omaruru: 9° | 27° Windhoek: 8° | 23° Gobabis: 10° | 28° Henties Bay: 11° | 17° Wind speed: 18km/h, Wind direction: S, Low tide: 06:18, High tide: 12:50, Low Tide: 18:28, High tide: 00:54 Swakopmund: 13° | 15° Wind speed: 23km/h, Wind direction: SW, Low tide: 06:16, High tide: 12:48, Low Tide: 18:26, High tide: 00:52 Walvis Bay: 11° | 20° Wind speed: 28km/h, Wind direction: SW, Low tide: 06:16, High tide: 12:47, Low Tide: 18:26, High tide: 00:51 Rehoboth: 9° | 25° Mariental: 9° | 26° Keetmanshoop: 9° | 23° Aranos: 9° | 27° Lüderitz: 10° | 18° Ariamsvlei: 9° | 21° Oranjemund: 10° | 18° Luanda: 20° | 22° Gaborone: 11° | 28° Lubumbashi: 12° | 29° Mbabane: 12° | 28° Maseru: 5° | 21° Antananarivo: 8° | 24° Lilongwe: 15° | 27° Maputo: 16° | 32° Windhoek: 8° | 23° Cape Town: 11° | 14° Durban: 14° | 27° Johannesburg: 12° | 22° Dar es Salaam: 21° | 29° Lusaka: 15° | 28° Harare: 13° | 27° Economic Indicators: Currency: GBP to NAD 23.61 | EUR to NAD 19.85 | CNY to NAD 2.5 | USD to NAD 18.16 | DZD to NAD 0.13 | AOA to NAD 0.02 | BWP to NAD 1.3 | EGP to NAD 0.37 | KES to NAD 0.14 | NGN to NAD 0.01 | ZMW to NAD 0.69 | ZWL to NAD 0.04 | BRL to NAD 3.31 | RUB to NAD 0.21 | INR to NAD 0.22 | USD to DZD 133.77 | USD to AOA 872.64 | USD to BWP 13.49 | USD to EGP 48.15 | USD to KES 129.48 | USD to NGN 1555 | USD to ZAR 18.16 | USD to ZMW 26.05 | USD to ZWL 321 | Stock Exchange: JSE All Share Index Same 0 | Namibian Stock Exchange (NSX) Overall Index 1783.48 Down -2.4% | Casablanca Stock Exchange (CSE) MASI 13456.34 Up +0.17% | Egyptian Exchange (EGX) 30 Index 27828.92 Down -0.44% | Botswana Stock Exchange (BSE) DCI 9380.4 Same 0 | NSX: MTC 7.75 SAME | Anirep 8.99 SAME | Capricorn Investment group 17.34 SAME | FirstRand Namibia Ltd 49 DOWN 0.50% | Letshego Holdings (Namibia) Ltd 4.1 UP 2.50% | Namibia Asset Management Ltd 0.7 SAME | Namibia Breweries Ltd 31.49 UP 0.03% | Nictus Holdings - Nam 2.22 SAME | Oryx Properties Ltd 12.1 UP 1.70% | Paratus Namibia Holdings 11.99 SAME | SBN Holdings 8.45 SAME | Trustco Group Holdings Ltd 0.48 SAME | B2Gold Corporation 47.34 DOWN 1.50% | Local Index closed 677.62 UP 0.12% | Overall Index closed 1534.6 DOWN 0.05% | Osino Resources Corp 19.47 DOWN 2.41% | Commodities: Gold US$ 2 477.21/OZ UP +0.36% | Copper US$ 4.43/lb DOWN -0.0057 | Zinc US$ 2 885.30/T DOWN -0.6% | Brent Crude Oil US$ 84.99/BBP UP +0.97% | Platinum US$ 1 011.54/OZ UP +0.89%